About Us

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Taking out a mortgage is one of the biggest financial decisions you will probably ever make, so it’s important to get it right first time. We pride ourselves on going above and beyond to support you throughout your mortgage journey, from application to completion.

Why choose us

  • Friendly, approachable and reliable team
  • Bespoke and impartial advice
  • On hand 7 days a week
  • Industry expertise and lender knowledge
  • Save time

Meet the Team


Karen Willis

Company Director

Karen founded Charlie Victor Mortgages in 2021 and is the sole director of the company, which she runs alongside juggling a busy home life with 5 children. Karen qualified as a mortgage and protection adviser over 20 years ago. She brings a wealth of knowledge and experience to even the most challenging circumstances, specialising in cases that might be more complex and not always fit with the standard high street criteria. Karen prides herself on always going the extra mile and ensuring that no stone is left unturned to provide a solution that will meet her client’s needs. Clients are always appreciative of Karen’s level of dedication and often comment on her ability to go above and beyond what is expected.

Outside work, Karen is active in her community, sponsoring a local football team within Wellesbourne Wanderers. She likes to unwind with a glass of wine or an evening stroll with her cockapoo Bonnie.


Leah McFadden

Senior Manager

Leah started her career in the mortgage industry in 2015 and joined Charlie Victor in 2022. Leah has extensive experience in mortgages and protection and is dedicated to her clients, ensuring their journey is smooth and as stress free as possible. Leah prides herself on always going above and beyond expectations and loves being on hand throughout the process.

Outside of work, Leah loves spending time with family and friends. She is also a long-term fosterer for Guide Dogs in training and is rarely seen without a dog (or two!).


Sebastian Voicu

Mortgage and Protection Advisor

Sebastian has been in the financial services industry for a number of years and has accumulated a vast amount of experience. His passion for property and finance led him to take the decision to concentrate and specialise his skills on mortgages and protection.

Sebastian is fluent in both English and Romanian and takes great pride in sharing his knowledge and helping his clients.  Holding their hand throughout the journey until getting the keys to their dream home.

When he’s not at work, Sebastian’s passions are hiking, travelling, discovering nature, and exploring new cultures. He loves to light the BBQ as frequently as possible with friends and family.


Benefits Of Working With Us

We can save you money

Having a mortgage isn’t just a case of looking for the lowest interest rate. We’re able to look beyond the initial mortgage interest rate and factor into account all of the other fees that will apply. We aim to make you the best saving possible.

We can save you time

By taking your personal circumstances into consideration, we will recommend a mortgage and a lender that you have an excellent chance of being approved with, saving you valued time.

We know which lenders will process your application without delay

Although a mortgage application should never be rushed, sometimes speed is of the essence. Because we deal with lenders on a daily basis, we know which provider to go to when things are needed in a hurry and how to make sure the application is packaged correctly and with minimal chance of delay.

We can do the leg work for you

There’s a fine art to getting a mortgage application processed. Each lender has a different process. Our experience has helped us to know when to provide extra information and encouragement to speed things up, without inadvertently causing issues and further delays.